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There are a number of different liability insurance packages we can provide, including Owner, Aviation, Passenger and CSL. Liability insurance has a double function; It satisfies claims up to the limit of coverage & it wards off unjustified claims.
Owner Liability Insurance When operating an aircraft, you are liable up to a legally defined limit regardless of fault. In order to force a claim beyond the legally defined limit, fault must be proved. As even slight negligence or a small mistake could be interpreted as fault, we recommend insurance above the legally set limit.
Aviation Liability Insurance A compulsory that protects you against claims of indemnity made in accordance with legal regulations. Claims for indemnity for physical injury to passengers or occupants or damages to their property are not covered; they are a subject of the passenger liability insurance.
Passenger Liability Insurance A passenger liability policy protects the carrier against justified & unjustified claims of passengers who have suffered injuries or damages to their property, as well as claims by their survivors. This insurance coverage comprises the legal liability for: Passenger injury Damage to baggage Damages due to delays
Pursuant to the EU decree 785/2004, there is a general legal obligation to insure whenever a person is transported on the basis of a contract. We generally recommend including passenger liability insurance as an element in a policy for CSL coverage.
CSL Insurance Policy A combination of owner liability & passenger liability insurance, as a comprehensive solution. Such a policy is regarded as the optimum alternative to separate aviation insurance policies for owner liability &/or passenger liability policies. In such a package, a total integrative amount of coverage is agreed upon for the specific aircraft, a policy that includes the legal liability for the use of the aircraft (owner liability), the carrier’s legal liability for the transport of passengers (passenger liability insurance) as well as claims resulting from delays or damages to baggage during transportation. Today, we mainly contract CSL insurance policies because the coverage sum for both types of risks is increased on account of the combination of the two categories.
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